"I sadly didn't know that after saying goodbye and hugging him that evening, I would be saying goodbye forever," the One Direction member wrote on Instagram ...
"The best time to exercise is when you can fit it in for sure," NBC News medical contributor Dr. Natalie Azar noted. "If first thing in the morning is your jam, by all means keep on doing it." ...
With interest rates dropping, even a small rate decrease can save you money. See how to calculate your break-even point and weigh the benefits before refinancing.